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 Kevin and Julia, Milwaukee, WI
Saved $1062.00!
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Car Loan F.A.Q.
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1. How can I get to know my rate of interest?
There are a number of characteristics which define the rate of interest which a bank is going
to offer you in each particular situation. They are: your credit history, your initial payment and risk
of nonpayment. Our specialists will provide you with all the needed information about it and guide
throw the whole procedure after you submit our application form online.
2. How much time does the procedure take?
Usually it takes us less than 10 minutes to review your request. Sometimes when we receive
too many applications it might take longer. Anyways our specialists from our local center wil
get in touch with you as soon as possible.
3. What can I do if I have a bad credit history?
A bad credit history is not a reason to worry. We believe that there is always an option for
anyone and a solution for any problem. So our experts will do everything possible to find such
terms and such a loan for you that you’ll like.
4. What if I want to have a partner who’ll sign the loan contract
together with me?
You are free to do it at your option. Moreover if your partner has had a good credit history, it is
going to be favorable for you both to get low interest rates.
5. How much do you charge for your application?
You don’t need to pay anything when you submit an application.
6. What cars do you offer?
There is absolutely no limitation as to which car you can buy with us. Since we have partners
and representatives all over the country we give our clients an exclusive opportunity to choose
any car they want from our widest selection whether it’s a pre-owner or a new car.
7. Is it safe to purchase a used car?
When you buy a used car with us you also get an extended warranty which guaranties you
that your car doesn’t even need to be tuned-up and you can drive it safely for a long time before
the first repairs.
8. Do I have to pay an initial payment?
No, an initial payment is optional.
9. When am I supposed to start paying?
You’ll have to pay every month according to the date that you selected and mentioned in
your application form. For instance, if you decided you’d like to make your payments on the 25th
every month and your check was funded on the 20th of April, then the first time you pay is going
to be on the 25th of May. If you can’t pay on that day due to a holiday, you’ll have to pay on the
next working day.
10. Will they be able to assume my loan if I sell the car to some other person?
No, our car loans cannot be assumed.
11. What sum of money for my loan should I ask for?
Usually it’s preferable to ask for a little more than you believe you need because that way it’s
going to provide you with some more time and more possibility to pay it back. But also think of
such factor as your interest rate, and try to find the happy medium for yourself.
12. What is the biggest loan available?
One can get a car loan for seventy-five thousand dollars, but it’s strongly recommended to
borrow only the sum of money you really need. If we think that the sum of money you’re
requesting is more than you actually need for buying a car we’ll notify you about it. After that
you’ll still have a right to request that sum of money.
13. Am I allowed to pay off the debt for my car loan faster
than the date specified in my contract?
Yes, you can definitely pay your loan faster. It’s actually considered to be one of the best ways
to save money on your car loan. The longer it takes you to pay off your loan the more interest you
pay. Moreover no fines or additional charges are set for those who pay their loans off in advance.
14. Can I buy a car for business use?
No, Carssure.com sells cars only for personal use.
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